phone 562-220-8971

e-mail  joerealestate@live.com

Buyer Reports

These reports are FREE and contain very informative and helpful information for buyers. To receive any of the free Buyers real estate reports below, check the box next to the ones you would like, complete the short form below and the selected reports will be e-mailed to you instantly.    This is a financial sheet for buyers information, Interest based on 6.1 % A.P.R. with 20% Down payment,  with a sales price of $400,000.00.    Approximate Monthly Payment:  $2,506.00.

Buyer's Closing Costs

Closing Date: 10/12/2009	Report Date: 9/12/2009
Prepared For:	DowneyRealEstateLoan.com		Prepared By:
			Joe
Property Address:	Estimate for property.
	Downey, CA  90241
Purchase Price:	$400,000
Down Payment:20%	$80,000		$80,000
1st Loan:	$320,000 at 6.1% - Conventional -
2nd Loan:	$0  at 0% -
Non-recurring Costs
	1st Loan	2nd Loan
Origination Fees (Flat Rate)	$850	$0
Tax Service	$75	$0
Flood Certification Fee	$25
Wire Fees	$50	$0
Title Insurance	$532	$0
Recording Fees	$160	$0
	$1,692	$0	$1,692
Escrow Fees	$1,000
Document Prep	$75
Endorsement Fees	$75
Sub Escrow Fees	$65
Loan Tie-in Fee(s)	$225
Loan Email Fee(s)	$150
Notary	$120
Messenger Service	$50
Transaction Coordinator	$500
	$2,260		$2,260
			$3,927
Prepaid Recurring Expenses
Impounds
Hazard Insurance	$300
	$300		$300
Premiums
Hazard Insurance	$1,800
	$1,800		$1,800
Prorations
Interest	$1,464
	$1,464		$1,464
Other Prepaid Recurring Expenses
	$0		$0
Other Costs
Misc Fees	$5,000
	Total:  $5,000		$5,000
	Subtotal		$92,491
	Total Estimated Closing		$92,491
Buyer's Estimated Monthly Costs
1st Loan Monthly Payment	$1,939
Insurance	$150
Property Taxes	$417
Total Monthly Cost	$2,506
Prorated property taxes not included. Credits may be due to buyer or seller.
This report has been prepared to assist the Buyer in computing Closing Costs. Any repairs or corrective work needs to be verified with and/or by the appropriate professionals. Prorations and payoff fees vary depending upon the month and day on which escrow closes. These figures may not reflect any delinquencies or liens of which the Seller may or may not be aware. Since escrow companies, lenders, and other participants vary in their charges, these figures are not guaranteed. I have read the above report and understand that these figures are estimates based upon the information available at the time of computation. This report is not intended to fulfill any state or federal disclosure requirements. I acknowledge receipt of a copy of this report.
Buyer:     DowneyRealEstateLoans.com_   Date:                    9/12/09

What Information are you interested in?
10 Helpful Tips for First Time Buyers     10 things buyers need to consider when purchasing a home and what is involved during the home buying process. 8 Important Tips for Protecting Yourself When Buying a Home     Find out the 8 most important ways to protect yourself while buying a home from bad mortgages, high interest rates and other buyer traps. Buying Houses in High-End Real Estate Markets     Learn what it takes to buy a home in a high-end market. This includes information on financing, obtaining deals and more. Can you really afford to buy a house?     While the thought of paying a mortgage is more enticing than paying rent, it's important to understand all the costs involved in buying and owning a home as you determine whether you can afford to make that next step in your buying decision. Don't Overlook a Homes Potential When Choosing a Home     If you don't see past the hideous wallpaper, funky light fixtures, and avocado green carpeting, you may miss out on a home with great potential. How Much Should You Put as Your Down Payment?     Find out what may be best for you in regards to down payment. How much should you put down? What is better? More or less? These answers and more are included here.
Please complete the information below...
First Name:	*
Last Name:	*
E-mail Address:	*
	Must be correct to get your report.
Phone Number:	*
Address:
City:
State:	CA ALASKA ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON WASHINGTON - DC WEST VIRGINIA WISCONSIN WYOMING DIST. of COLUMBIA
Zip:	*
When do you plan on buying or selling your property?	- Select - ASAP Within a Month Within 1-3 Months Within 3-6 Months Within a Year Later than a Year Not Sure Yet Just Looking *
Are you currently working with a real estate agent?	Yes No
How did you hear about this site?	*
Type the characters that you see in the above image:	*
Your privacy is important. Your information will not be shared, sold or exchanged with anyone outside of the scope of this service.

downeyrealestateoffice.com